These Terms & Conditions constitute a legally binding agreement between you and 96phj governing your use of the platform. Please read them carefully before registering or placing any wager. By accessing 96phj, you confirm you have read, understood, and agreed to these terms in full.
Last updated: June 2026 · PAGCOR Regulated · Must be 21+ to use this platform
You must be at least 21 years of age and a legal resident of the Philippines to register and use 96phj. Age and identity verification is mandatory under PAGCOR regulations.
Each player may hold only one 96phj account. Duplicate accounts are prohibited and will result in suspension of all associated accounts and forfeiture of balances per PAGCOR rules.
All promotional bonuses are subject to wagering requirements and eligibility conditions stated at the point of offer. Failure to meet requirements results in bonus forfeiture only — not real-money funds.
You are solely responsible for maintaining the confidentiality of your 96phj login credentials. 96phj is not liable for losses resulting from unauthorized access caused by your failure to secure your account.
Withdrawals are processed in accordance with PAGCOR regulations. GCash and Maya withdrawals for KYC-verified accounts are typically processed within 5 minutes. Bank transfers clear within 2–4 hours.
96phj provides deposit limits, session controls, self-exclusion, and cooling-off tools to all players. Use of these tools is encouraged. Problem gambling support is available 24/7 via our support team.
Table of Contents
1. Acceptance of Terms 2. Eligibility 3. Account Registration & KYC 4. Account Security 5. Deposits & Payments 6. Withdrawals 7. Bonuses & Promotions 8. Game Rules & Fairness 9. Prohibited Conduct 10. Responsible Gaming 11. Intellectual Property 12. Limitation of Liability 13. Amendments 14. Governing Law 15. ContactThese Terms and Conditions ("Terms") govern access to and use of the 96phj online gaming platform, including all games, services, promotions, and related content made available at 96phj.club ("the Platform"). The Platform is operated by 96phj and is regulated by the Philippine Amusement and Gaming Corporation ("PAGCOR"). These Terms constitute a binding legal agreement between you ("the Player," "you," "your") and 96phj ("we," "us," "our").
By registering an account, accessing the Platform, or placing a wager on any game offered by 96phj, you confirm that you have read, understood, and agreed to be bound by these Terms in their entirety, including all policies incorporated by reference including the Privacy Policy and Responsible Gaming Policy.
1.1 Your access to and use of the 96phj platform is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all players, visitors, and others who access or use the Platform.
1.2 If you do not agree to these Terms, you must immediately cease use of the 96phj platform and close your account if one exists. Continued use of the Platform following any amendments constitutes acceptance of the revised Terms.
1.3 These Terms are published in English. In the event of any inconsistency between translated versions and the English version, the English version shall prevail.
2.1 Age Requirement. You must be at least twenty-one (21) years of age to register for and use the 96phj platform. This age restriction is mandated by PAGCOR regulations governing all online gaming operations in the Philippines. Underage gambling is strictly prohibited.
2.2 Geographic Restriction. The 96phj platform is intended for use by residents of the Philippines only. Access from jurisdictions where online gambling is prohibited is not permitted.
2.3 Excluded Persons. The following persons are not eligible to use the 96phj platform: (a) individuals under 21 years of age; (b) individuals who have voluntarily self-excluded from gambling services; (c) employees of 96phj and their immediate family members; (d) individuals previously banned from the platform for violations of these Terms.
2.4 By registering, you represent and warrant that you meet all eligibility requirements and that all information provided during registration is accurate and complete.
3.1 Single Account Policy. Each player is entitled to register and maintain one (1) account on the 96phj platform. The registration of multiple accounts by the same individual is strictly prohibited and will result in the suspension of all associated accounts and forfeiture of balances therein.
3.2 Registration Information. You must provide accurate, current, and complete information during registration including your legal name, date of birth, Philippine residential address, and a valid Philippine mobile number. You are responsible for maintaining the accuracy of this information at all times.
3.3 Know Your Customer (KYC) Verification. In compliance with PAGCOR regulations and applicable anti-money laundering laws, 96phj is required to verify the identity of all registered players before processing withdrawal requests. Acceptable forms of Philippine government-issued identification include: UMID, SSS card, PhilHealth ID, Voter's ID, Driver's License, and Philippine Passport.
3.4 KYC Timing. 96phj reserves the right to request identity verification documents at any time during the account lifecycle, including at registration, before processing withdrawals, or upon suspicion of fraudulent activity.
3.5 Account Suspension Pending KYC. 96phj may suspend withdrawals or limit account functionality until identity verification is satisfactorily completed. Deposits made to accounts with incomplete KYC may be returned to the originating payment method.
4.1 You are solely responsible for maintaining the confidentiality of your 96phj login credentials, including your username, password, and any two-factor authentication codes.
4.2 You must immediately notify 96phj customer support if you become aware of any unauthorized use of your account or any other security breach. 96phj will not be liable for losses arising from unauthorized access to your account where such access resulted from your failure to maintain credential security.
4.3 You must not share your account credentials with any third party. Account sharing is a violation of these Terms and may result in account suspension. 96phj support staff will never request your password — any communication requesting your password should be treated as a phishing attempt and reported immediately.
4.4 96phj strongly recommends enabling SMS OTP two-factor authentication on your account. This feature is available via Account Settings after your first successful login.
5.1 Accepted Payment Methods. 96phj currently accepts deposits via GCash, Maya (formerly PayMaya), BPI, BDO, Metrobank, 7-Eleven CLiQQ, GrabPay, Coins.ph, and USDT TRC20. Payment methods are subject to change without notice.
5.2 Minimum Deposit. The minimum deposit amount is ₱100 for GCash, Maya, and other e-wallet methods. Minimum deposit amounts for bank transfer methods are specified at the point of transaction. Minimum deposit for USDT TRC20 is the equivalent of USD 20.
5.3 Own Funds. You may only deposit funds from payment accounts held in your own name. Deposits from third-party accounts, joint accounts, or corporate accounts are prohibited. 96phj reserves the right to return funds and suspend accounts where third-party funding is identified.
5.4 Currency. All transactions on the 96phj platform are denominated in Philippine Peso (PHP / ₱) unless otherwise specified. Cryptocurrency deposits are converted to PHP at the prevailing exchange rate at the time of deposit.
5.5 Deposit Processing. GCash and Maya deposits are credited instantly. Bank transfer deposits are credited within the timeframes specified at the point of transaction and may vary based on the originating bank's processing schedule.
6.1 Withdrawal Eligibility. Withdrawals may only be processed to payment accounts held in the same name as the registered 96phj account. Third-party withdrawals are prohibited under PAGCOR regulations and applicable AML laws.
6.2 KYC Requirement. All withdrawal requests require completed KYC verification. Withdrawals requested prior to KYC completion will be held pending verification.
6.3 Processing Times. 96phj targets processing of GCash and Maya withdrawal requests within five (5) minutes for fully verified accounts. Bank transfer withdrawals are processed within two (2) to four (4) hours during normal operating conditions. These timeframes are targets, not guarantees, and may vary due to payment provider processing schedules or regulatory review requirements.
6.4 Withdrawal Limits. Minimum and maximum withdrawal amounts apply and are published within the Cashier section of your 96phj account. Withdrawal limits may be adjusted based on account verification level and applicable PAGCOR guidelines.
6.5 Right to Withhold. 96phj reserves the right to withhold withdrawal processing pending investigation of suspected fraud, bonus abuse, money laundering, or other violations of these Terms. Where withdrawal is withheld, 96phj will notify the player and provide a reasonable timeframe for resolution.
7.1 Eligibility. Promotional bonuses offered by 96phj are subject to specific eligibility conditions and wagering requirements published at the point of offer. Players must read and agree to individual promotion terms before opting in.
7.2 Wagering Requirements. Bonus credits are subject to wagering requirements before conversion to withdrawable real-money funds. Wagering requirements, eligible games, time limits, and maximum withdrawal amounts derived from bonus play are stated in each promotion's specific terms.
7.3 Bonus Abuse. 96phj actively monitors for bonus abuse, including but not limited to: multi-accounting for bonus capture, exploitation of software errors, and coordinated wagering designed to circumvent wagering requirements. Where bonus abuse is identified, 96phj reserves the right to void bonuses and any winnings derived therefrom.
7.4 Promotion Changes. 96phj reserves the right to modify, suspend, or terminate any promotion at any time. Changes will not affect bonus credits already credited to a player's account under prior promotional terms.
7.5 Welcome Bonus. The welcome deposit bonus is available to new 96phj players on their first qualifying deposit only. One welcome bonus per player, per household, per device, and per IP address.
8.1 All games available on the 96phj platform use independently certified Random Number Generator (RNG) technology where applicable. Live dealer games use real cards and dice administered by professional croupiers under monitored studio conditions.
8.2 Published Return-to-Player (RTP) percentages for slot games represent theoretical long-term averages across all players and sessions and do not guarantee individual session outcomes.
8.3 In the event of a technical malfunction during a game round — including server errors, disconnections, or software failures — 96phj's system logs constitute the authoritative record of game outcomes. Bets placed during a technical malfunction may be voided and stakes returned at 96phj's discretion.
8.4 Game rules specific to each title are available within the game interface. Players are responsible for understanding applicable rules before wagering.
The following conduct is expressly prohibited on the 96phj platform and may result in immediate account suspension, forfeiture of balances, and reporting to PAGCOR and relevant Philippine law enforcement authorities:
10.1 96phj is committed to promoting responsible gaming and complies fully with PAGCOR's responsible gaming requirements.
10.2 Player Tools. All 96phj players have access to the following responsible gaming tools via Account Settings: (a) daily, weekly, and monthly deposit limits; (b) loss limits; (c) session time reminders; (d) cooling-off periods (1–30 days); and (e) self-exclusion (minimum 6 months).
10.3 Self-Exclusion. Players who wish to self-exclude may do so via Account Settings or by contacting 96phj support. Self-exclusion requests are processed within 24 hours. During the self-exclusion period, you will be blocked from accessing the Platform and will not receive marketing communications.
10.4 Underage Protection. 96phj prohibits access by individuals under 21 years of age and employs age verification measures in compliance with PAGCOR regulations. If you are aware of an underage individual accessing the Platform, please contact our support team immediately.
10.5 Gambling should be treated as entertainment. If you feel gambling is negatively affecting your finances, relationships, or well-being, please contact our 24/7 support team or refer to the Responsible Gaming page for further resources.
11.1 All content on the 96phj platform — including but not limited to logos, trademarks, game content, software, graphics, text, and design — is the property of 96phj or its licensed content providers and is protected by applicable Philippine and international intellectual property laws.
11.2 You are granted a limited, non-exclusive, non-transferable license to access and use the Platform for personal, non-commercial entertainment purposes only. No content from the Platform may be reproduced, distributed, modified, or used for commercial purposes without express written consent from 96phj.
12.1 To the fullest extent permitted by applicable Philippine law, 96phj's total liability to any player in connection with the Platform shall not exceed the total amount deposited by that player in the twelve (12) months preceding the claim.
12.2 96phj shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Platform, including but not limited to loss of profits, loss of data, or damage to devices.
12.3 The Platform is provided on an "as is" and "as available" basis. 96phj does not warrant that the Platform will be uninterrupted, error-free, or free from viruses or other harmful components.
13.1 96phj reserves the right to amend these Terms at any time. Material changes will be communicated to registered players via email or in-platform notification at least seven (7) days prior to the effective date of the amendment.
13.2 Your continued use of the Platform after the effective date of any amendment constitutes acceptance of the revised Terms. If you do not agree with any amendment, you must cease using the Platform and may request account closure.
14.1 These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines, including applicable PAGCOR regulations and Republic Act No. 9487 (Interactive Gaming Act).
14.2 Any dispute arising out of or in connection with these Terms shall first be submitted to 96phj's internal dispute resolution process. If not resolved within thirty (30) days, disputes may be escalated to PAGCOR's designated dispute resolution channels.
14.3 Players who believe their complaint has not been adequately resolved may contact PAGCOR directly through PAGCOR's official regulatory channels.
For queries, complaints, or concerns relating to these Terms, please contact 96phj through the following channels:
96phj is committed to responding to all formal complaints within 72 hours of receipt.
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By joining, you agree to the Terms & Conditions above. Must be 21+. Please gamble responsibly.